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1. Write your draft

Sign in with a magic-link email, pick the agent you engaged with, fill in your role (seller, buyer, landlord, tenant), rate across five dimensions, and write your review. The property address is required; it's never published (we hash it publicly and store the full value privately so a moderator can cross-check your evidence).

Saving the draft creates a private record in our database. It is not on any public page. The reviewed agent does not know it exists.

2. Add any evidence you have

On the draft page, you can attach evidence in any combination:

There is no fixed list. The question a moderator answers is: given everything I can see, was this reviewer genuinely engaged with this agent as they describe?

You can add more evidence any time before verification. Drafts expire after 60 days of inactivity; we'll email you a reminder before they do.

3. Moderation — evidence verification

A moderator checks your uploaded evidence against your claim. They record a short verification note (an internal audit trail) describing exactly what they matched.

Three possible outcomes:

Target SLA: verification in 7–14 business days. Content moderation is usually a further 1–3 business days.

4. Moderation — content check

Once the engagement is verified, a moderator reviews the public text of your review for defamation compliance under NZ law. Specifically:

If an edit is needed, a moderator proposes specific wording to you. Your review is not published without your final approval.

5. Publication — signed and anchored

On publication, the review is digitally signed. A SHA-256 hash of its canonical JSON representation is anchored to a public ledger so that once published, a review cannot be silently altered — any edit produces a new record linked to the original.

The ledger used at v1.0 launch is a public Substrate chain, with the anchor transaction ID shown on each review. Between now and then, reviews are cryptographically signed and stored in our immutable review store.

6. Agent right of reply

At publication, the reviewed agent is emailed a notification. They have 14 days to post a factual reply that appears alongside the review. The reply does not change the rating; it gives the agent a voice on the record.

7. Takedown and safe harbour

If an agent believes a review is defamatory, they can request takedown by emailing help at homeowner.org.nz. Takedown requests are handled under the safe-harbour notice-and-takedown framework of the Harmful Digital Communications Act 2015, s.24 (48-hour passthrough to the author). Unresolved disputes can be referred to the NZ Media Council or, if escalated, pursued as a defamation claim under the Defamation Act 1992 in the District Court.

A published review that is later taken down leaves a tombstone: the review ID remains, marked "removed", with the reason summarised. The ledger anchor remains intact. We do not silently delete published content.

8. Privacy guarantees

Why this design

Consumer review platforms usually trade convenience for reliability. Anonymous reviews post in seconds; drive-by attacks are common; moderation is slow and reactive. Homeowner.org.nz is built the other way. Writing is frictionless (no evidence needed to save a draft), but publishing requires evidence that someone has looked at and matched.

A short review from a seller who can prove they paid $35,000 in commission to the reviewed agent is worth more than a thousand drive-by ratings. That's the trade we are making.

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